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SWARNA LABH / SWARNA YOJANA /
SWARNA VRIDDHI T & C

Swarna Labh / Swarna Yojana / Swarna Vriddhi

1.  It is only value deposit. No gold booking at the time of paying instalment.

2.  Gold rate applicable on the day of sale invoice.

Our Schemes Particulars
Scheme Tenure Minimum Enrolment Amount Benefit after scheme completion
Swarna Labh 6 months Rs. 1,000 30% of one instalment
Swarna Yojana 11 months Rs. 1,000 75% of one instalment
Swarna Vriddhi 18 months Rs. 1,000 150% of one instalment

3.  The enrolment amount should be multiple of ₹1000/-.

4.  Instalment can be paid or redeemed at any company stores as of now.

5.  Customer must maintain the same instalment amount throughout the scheme.

6.  Customer’s must complete the scheme successfully without any default/delay payment to grab the benefit.

7.  Customers must mandatorily redeem the account within 60 days from the date of maturity.

8.  Payment of instalments after due dates will be considered as a default, for that particular months and the eligible discount would be reduced proportionately.

9.  No benefit in any form shall be provided for scheme where the scheme has been operated for less than 6 months or less than 6 instalments have been paid to the company.

10.  If the redemption is requested before the maturity of the scheme, “18 months scheme” will be eligible for discount under “11 months scheme” provided T&C, “11 months scheme” will be eligible for discount under “6 months scheme” provided T&C.

11.  Gold/silver coins cannot be purchased by redeeming these schemes.

12.  The Company can withdraw or alter the offer without prior notice at any given time and the decision of the Company shall be final.

13.  Any matter/claim/dispute arising out of the transaction will be subject to Kolkata jurisdiction only.

14.  Any conditions which are not explicitly covered would be at the sole discretion of the Senco Gold Ltd (“Company”). The decision of the Company is final.